Privacy Policy

Last updated: September 11, 2026.

This Privacy Policy explains how Luminara Family Advisors LLC (“Luminara,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information through luminarafa.com (the “Site”). It applies only to information collected through the Site and related website communications.

This policy does not govern information handled under a client engagement, through a client portal, or through third-party accounting, treasury, document-management, or other systems. Those activities may be governed by engagement agreements, separate notices, and the terms of the applicable service providers.

Please do not submit confidential financial, tax, legal, account, authentication, medical, or other sensitive personal information through the Site. Share only what is reasonably necessary for an initial conversation.

Information We Collect

Information You Provide

When you email us or otherwise contact us about the Site, we may collect your name, email address, optional telephone number, organization or family-office affiliation if provided, and the content of your message.

Information Collected Automatically

Our hosting, content-delivery, and security providers may automatically process standard technical information, including IP address, browser type, device type, operating system, referring page, requested pages, timestamps, and security or diagnostic data. This information is used to deliver, maintain, troubleshoot, and protect the Site.

Cookies and Similar Technologies

The Site does not currently use cookies for analytics, behavioral advertising, profiling, or cross-site tracking. Our hosting, content-delivery, and security providers may use strictly necessary cookies or similar technologies to deliver the Site, balance traffic, detect automated or malicious activity, and protect the Site and its visitors.

Depending on the production hosting and security configuration, these technologies may include security or bot-management cookies. Cookie names, providers, and durations can change when the hosting or security configuration changes. Strictly necessary cookies generally expire after a short period or at the end of a browser session, although some may remain longer when needed for security or administration.

WordPress and related administrative tools may set cookies when an authorized administrator signs in. Those cookies support authentication, preferences, and site administration and generally do not apply to ordinary visitors.

Most browsers allow you to view, block, or delete cookies. Blocking strictly necessary cookies may affect the availability, security, or operation of the Site. Because the Site does not currently use optional analytics or advertising cookies, it does not presently offer a separate preference control for those categories.

We serve our fonts and other assets from our own server, so viewing the site does not share your information, such as your IP address, with any third party.

If we add analytics, advertising, embedded media, or other optional technologies, we will update this Privacy Policy and implement notice and consent controls where required before those technologies are used.

How We Use Information

• Respond to inquiries and communicate with you.
• Evaluate whether Luminara’s services may be appropriate for a prospective engagement.
• Operate, maintain, troubleshoot, secure, and improve the Site.
• Detect and prevent spam, fraud, malicious activity, and security incidents.
• Maintain reasonable business and compliance records.
• Comply with legal obligations and establish, exercise, or defend legal rights.

How We Disclose Information

We may disclose personal information to service providers that support the Site and our communications, such as website hosting, content-delivery, cybersecurity, website administration, and email providers. These providers receive information only as reasonably necessary to perform services for us and are expected to protect it.

We may also disclose information when required or permitted by law; to protect the rights, safety, property, or security of Luminara or others; in connection with a merger, financing, reorganization, sale, or transfer of all or part of our business; or with your direction or consent.

No Sale or Targeted Advertising

We do not sell personal information. We do not share personal information for cross-context behavioral advertising, and we do not use personal information collected through the Site for targeted advertising or automated decision-making that produce similar effects.

Data Retention

We retain website inquiries and related information only for as long as reasonably necessary to respond, evaluate a potential engagement, maintain appropriate business and compliance records, resolve disputes, enforce agreements, and satisfy legal, regulatory, security, and insurance obligations. Retention periods may vary based on the nature of the inquiry, whether a business relationship develops, and applicable legal requirements. When information is no longer reasonably needed, we delete it or maintain it in deidentified or securely archived form, as appropriate.

Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information collected through the Site. No method of transmission, storage, or security is completely effective, and we cannot guarantee absolute security. Do not send passwords, financial-account credentials, Social Security numbers, tax documents, payment instructions, wire instructions, or similarly sensitive information through the Site or general email.

Your Choices and Privacy Rights

You may ask us to provide access to, correct, or delete personal information you submitted through the Site. Depending on your jurisdiction and applicable law, you may have additional rights, which may include data portability, obtaining information about disclosures, limiting certain processing, or appealing a decision concerning a privacy request.

To submit a request, email info@luminarafa.com and identify the request and the information involved. We may need to verify your identity and authority before acting. An authorized agent may submit a request where permitted by applicable law, subject to appropriate verification. We will respond in the manner and within the period required by applicable law. You may appeal a denial by replying to our decision and stating that you wish to appeal.

Changes to This Policy

We may update this Privacy Policy from time to time. The revised policy will be posted on the Site with an updated date. If changes materially affect how we handle previously collected information, we will provide additional notice or obtain consent when required by applicable law.

Contact

Questions about this Privacy Policy may be sent to info@luminarafa.com.